We’ve all made mistakes, but now it’s time to give yourself permission to review those mistakes, identify your personal behavior gaps, and make a plan to avoid them in the future. The goal isn’t to make the ‘perfect’ decision about money every time, but to do the best we can and move forward. . . . Most of the time that’s enough. PrudentFP is a fee-only Financial Planning Service based out of Chandigarh-Panchkula since 2011, who helps clients deal with various personal financial issues through proper planning. Just like you have had a family doctor for your physical health problems, as our  Principal Financial Planner (SEBI Registered Investment Advisor) for your financial problems. Just because you know “What is a Mutual fund” or some “Tax laws” or can buy and sell stocks on Stock Market, it does not mean that you don’t need a Financial Planner. Financial Planners are professional who have done the certification, have learned strategies and have gone through in-depth knowledge to understand how to restructure a common man’s financial mess and come up with a sound long term plan which will help a client achieve his/her financial goals in future.

How We are Different from others?

Under the SEBI (Investment Advisers) Regulations, 2013, no financial planner and advisor is get authorized to offer investment and financial planning advice without getting registration with SEBI. Our Founder and Principal Financial Planner is a SEBI Registered investment advisor (Registration No INA100001877) under the SEBI (Investment Advisers) Regulations, 2013 which means your investment advisor shall act honestly, fairly, due skill, care and diligence in the best interests of you and in the integrity of the market and shall ensure that his advice is offered after thorough analysis and taking into account available alternatives. SEBI cautions public to deal with only SEBI Registered Investment Advisers & Research Analysts. SEBI Cautions Public (PR No. 235/2015)

Your investment adviser shall seek from you, information about your financial situation, investment experience and investment objectives relevant to the services to be provided and maintain confidentiality of such information and shall make adequate disclosures of relevant material information while dealing with you.

Now you must be thinking what it that makes our services unforgettable and enriched all the times is! Paying individual attention towards the already existing condition and later the immediate study to step you out from unpleasant financial condition, differentiates us from our competitors.

  • Locate realistic financial and personal goals
  • Guarantees rolling your money till the period of retirement
  • Develop realistic plans by addressing financial weaknesses
  • Assess your current financial health through best examining your assets, liabilities, income, insurance, taxes, investments and estate plan
  • Put your plans into actions through monitoring its progress regularly

Our Partners

All Mutual Funds Investments are being managed and run by Mrs Jyoti Narula who is AMFI registered for Mutual funds distribution and All insurance products distribution is being managed and run by Mr. Krishal Lal Narula.

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Suresh Kumar Narula

SEBI Investment Advisor, Founder & Principal Financial Planner at Prudent Financial Planners
Suresh K Narula is founder and Principal Financial Planner at Prudent Financial Planners. He has earned the professional CERITIFIED FINANCIAL PLANNER and got registered with SEBI as Investment Advisor. He writes on personal and financial planning articles and got published in Dainik Bhaskar, Business Bhaskar and The Financial Planner's Guild, India. He is also a member of Financial Planner's Guild India ( An association of practicing SEBI registered Investment advisers) to create awareness about Financial Planning in general public, promote professional excellence and ensure high quality practice standards. Suresh received his an M.com from Himachal Pardesh University and an MFC from Punjab University, Chandigarh. He can be reached at info@prudentfp.in
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