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Do I need Personal Accident Policy?

You must be living in a city, town, village etc., most probably you are salaried class and obviously must be travelling to and fro from home to office for months and years. The chances of natural death or getting hospitalized for some illness are far lower than the chances of meeting an accident these days. […]

Health Insurance for old age/Senior Citizens

Premium in Health Insurance is enhanced as per increase in your age, but, there’s something about the no. 45. Insurance Companies dislike this no. Most Insurers, including the ones ‘specialized’ in Health Insurance resist covering members above 45 years and ask for to undergo medical test. Remember, you need to somewhere take the responsibility of […]

Heath Insurance – Automatic Restore benefit

Apollo Munich-Health Insurance has created quite flurry in the market, with its name of ‘Optima Restore’. This variant is also creating bit confusion in among the people.  Automatic Restore benefit is different from other standard health insurance plans due to its unique and super benefit but one big drawback faced. Restore Benefit: Under restore the […]