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Everyone may know that investing in mutual funds is one of the most convenient and excellent investment vehicles to build wealth. We also understand that long-term equity SIPs are right financial product to achieve our financial dreams. Unfortunately, however, investors at the retail level by and large do not really trust mutual funds and avoid […]
Everybody wants to know which mutual fund schemes to buy to get maximize and peaceful returns. Though most of the investors are happy with their existing holdings of mutual funds schemes; they churn their portfolio with deceptive return in thin margins, are shockingly disappointed to see their mutual fund investments have backed fire their money […]
As financial planners, we believe in real returns (%), but people have their own strong numbers and also have their own perceptions about property investments. They don’t readily want to believe and compare with equity funds because they never look at them as an investment asset. They perceive that ‘Equities are volatile and Risky’ and […]
Since inflation has been coming down over the past six months, RBI has recently exhorted to cut their repo rate. Having got the first rate cut after a long time, we are now expecting for a series of such cuts which may lead interest rate would be headed down and debt schemes of mutual fund […]
The last budget hike in deduction limit under section 80C means that taxpayers have more room to save their money by up to Rs50,000, thanks to our finance ministry for enhancing the overall limit under Section 80C from Rs 1 lakh to 1.50 lakh per annum. The Government gives an opportunity to all tax payers […]
All mutual funds, touts, financial planners, advisors etc. advocate a veneer method of investing in equity through ‘Systematic Investment Plan’ (SIP), where investors are encouraged to invest a fixed sum at regular frequency, usually every month as the best way to create long-term wealth. The key purpose of SIP is to maintain the strategy of […]
Over the years, mutual fund houses and financial advisors have been actively promoting and advising on debt mutual schemes, as a better alternative to bank fixed deposits because these were offering double indexation benefit as to be taxed at a lower rate. Apart from benefiting from indexation, debt schemes are, often invested for short-term purposes, say, 1-2 […]
Many investors are fascinating to invest in mutual funds schemes under the option of ‘Direct Plan. Direct Plan under mutual fund schemes can be identified as having the suffix of ‘Direct’ word in their scheme name. The word ‘direct’ implies, under this option, dealing with the AMC directly without any intervention of mutual fund distributors […]
Many people tend to think that the fund with low NAV (Net Asset Value) is much cheaper than the NAV of fund with higher NAV. There are plenty of reasons to have misconception that a fund with higher value will give fewer units, it has already been appreciated as compared to a fund with lower […]
Over the last three months, the stock market has been touching new highs regularly. Such an astonishing bull run is now bringing cheers in those investors who had been stopped checking on their equity fund portfolio many years ago. While logging on now there would be waiting a big surprise for them that the recent […]
