Money is one the most vital part of our lives. We, all work hard primarily for money and money is what helps us live a life we aspire for. Every time, we are keeping in search of the best financial products which could able to enhance our money to meet our financial goals but most […]
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Author: Suresh Kumar Narula
Suresh Kumar Narula is founder and Principal Financial Planner at Prudent Financial Planners. He has earned the professional CERITIFIED FINANCIAL PLANNER and got registered with SEBI as Investment Advisor. He writes on personal and financial planning articles and got published in Dainik Bhaskar, Business Bhaskar and The Financial Planner's Guild, India. He is also a member of Financial Planner's Guild India ( An association of practicing SEBI registered Investment advisers) to create awareness about Financial Planning in general public, promote professional excellence and ensure high quality practice standards. Suresh received his an M.com from Himachal Pardesh University and an MFC from Punjab University, Chandigarh. He can be reached at info@prudentfp.in
Sukanya Samriddhi Scheme may not be suitable for everyone!
There have been a lot of discussion happening and reviewing about the Sukanya Samriddhi Scheme. The scheme envisages to motivate parents to augment their savings for specific goals such as the daughter’s education and marriage. The scheme primarily highlights giving a tax-free relatively high interest rate 9.2% p.a. among all other saving schemes which is […]
Insights of Budget 2015: More Deductions but Less than expectations !
Since the expectations from much awaited Modi-led-NDA Union Budget 2015-16 were sky high, people got mildly disappointing with much expected a change in tax slabs because everyone was expecting another round of rationalization of tax slabs in this budget and would get relief from huge tax burden. But this year budget, FM has shown us […]
Debt Mutual Fund Schemes are not safe as FDs
Since inflation has been coming down over the past six months, RBI has recently exhorted to cut their repo rate. Having got the first rate cut after a long time, we are now expecting for a series of such cuts which may lead interest rate would be headed down and debt schemes of mutual fund […]
When Financial Planning Process might fail?
As we already know that financial planning provides a road map to achieve all the financial goals and unforeseen needs that may arise in one’s lifetime. It makes our financial journey less stressful, more fun, and more successful. A plenty of people have started realizing this phenomena and is undertaking the financial planning process. However, […]
Time and Reward – The Magic of Compounding!
Many people go around in circles as they spend so much time worrying about their savings and investments and swim around daily on Google in search on things which matter so litter such as “which is the best stock to invest in” or “which mutual fund should I invest my money in” or “ which […]
Conduct ‘Due Diligence’ before Donating to a Charity!
There are millions of people in India, who are intending to give away a sizable donation, to any charitable organization in occasionally and each year. Whether it’s due to a personal experience, their religious beliefs, passionate about charity work or a desire to make the world a better place and the most probably get some […]
How Banks play with your Home Loan EMI?
RBI has taken another slew of measure to stimulate Indian economy, cut repo rate at which it lends to the commercial banks with marginal gap by 25 basis points which reduced the existing Repo Rates to 6.25% from 6.50%. On the surprise move and sudden fall of repo rate, every borrower is expecting to bring down […]