‘Old is gold’, this adage is very much true about the National Saving Certificate (NSC) which has been a favorite investment option for every conservative investors, even from a tax-saving point of view. Though, it has been losing its shine in compare with other investment options available like PPF, ELSS, and unit-linked insurance plans, this […]
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Category: Personal Finance
Alone SIP may land you in trouble!
All mutual funds, touts, financial planners, advisors etc. advocate a veneer method of investing in equity through ‘Systematic Investment Plan’ (SIP), where investors are encouraged to invest a fixed sum at regular frequency, usually every month as the best way to create long-term wealth. The key purpose of SIP is to maintain the strategy of […]
Have you bought a right financial product?
There are plethora of financial products are being sold everywhere by trusting financial companies and intermediaries while enticing you to invest in them on the pretext of tax savings, retirement planning or children’s education and marriage planning etc. Millions of well-educated people across the world are flawed and perplexed to select right financial products which […]
Insights of Budget 2014: What is in your Pocket?
The nuisance of much-awaited maiden Modi-Union Budget -2014 has ultimately unveiled, though the finance minister has not stepped any major announcements, he however tried to give some respite to the individual taxpayers, investors and aam adami. He has made a slew of measures in personal finance, banking sector, education, power and other more areas. While […]
Abroad Investments of NRIs on returning to India
After having worked abroad Ajay(name changed) as an NRI (non-resident Indian) is, now planning to return back to his homeland. Increasing employment opportunities and improving standard of living in India, are one of the primary reasons choosing to return to India and intending continue to hold his foreign earnings overseas and gradually want to bring […]
Our Personal Finance Manifestos to Modi Government!
Not just in India but around the world, every political party tends to make and declare its manifestos among their citizen of people during their election times. And everyone knows that this document is the most irrelevant in the democracy world because it makes with full of vague intentions and suffer from an implicit bias […]
Are you Investor or Speculator?
There are two times in man’s life when he should not speculate: when he can’t afford it and when he can. – Mark Twain People, often adopt many different approaches that may offer little or no real prospect of long-term investing and considerably chances of substantial economic loss. Many have had no coherent investment portfolio […]
Insights of Warren Buffett’s the Way of Investing
All company CEOs and MDs narrate to their shareholders and investors with their annual financial reports. Generally, all words of wisdom are written in a dull and corporatize language which got boring public relation type material. No one intends to read them. But, here legendary investor Warren Buffet has different story released his annual letter […]