The National Pension System (NPS) is a unique pension plan backed by the Government of India, which provides both equity and debt exposure in single investment. It provides an attractive long-term saving alternative with a secure and regulated market-based return for correctly planning your retirement. The Pension Fund Regulatory and Development Authority (PFRDA) regulates it, and […]
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Category: Product Review
Hindsight of Investing in Tax Free Bonds!
Ramesh is worried about to make fresh investment as interest rates going southwards, which is bad news for many savers , including senior citizens. Being a conservative investor, he has never looked beyond fixed deposits for his savings. Ramesh keeps evaluating bank FD interest rates for locking his funds for more than five years. But […]
Religare Care Freedom: Get Health Insurance without any Medical Check-Ups
You do not choose to fall ill and illness means expenses. Of course, mostly health insurance companies ask for to go through stringent medical evaluation tests to check pre-existing illness, especially they also insist on putting healthy members who are just above 45 years for pre-screening tests before covering their life. Also, if you have […]
HDFC Life presents Comprehensive Cancer Care Plan. Read fine print
All over world, cancer is rising at an alarming rate and it can happen to anyone. With a million new cases being reported every year, it is the second biggest killer after heart disease in the world and seems to be tightening it’s also grip on India. No one wants to get diagnosed with Cancer, […]
NPS is still Tax Inefficient and flawed product!
The National Pension Scheme (NPS) was launched in 2004, as a pure-defined contribution product based pension system, which seems still confused about its design, marketing and taxation even after eleven years since its launch. The scheme has failed to nudge people into long-term savings that might provide a comfortable retirement income due to its cumbersome […]
Sukanya Samriddhi Scheme may not be suitable for everyone!
There have been a lot of discussion happening and reviewing about the Sukanya Samriddhi Scheme. The scheme envisages to motivate parents to augment their savings for specific goals such as the daughter’s education and marriage. The scheme primarily highlights giving a tax-free relatively high interest rate 9.2% p.a. among all other saving schemes which is […]
Revised Avatar Kisan Vikas Patra (KVP) launched!
Kisan Vikas Patra (KVP), was originally unveiled in the year 1988 and became the talk of town among small investors with its own unique selling propositions was “Double your Money in just 5 and half year”. Despite being a very popular small savings scheme, it was disbanded in November 2011 in the wake of it […]
How can you make Re-Finance Plan in PPF?
You must understand that the PPF account is a useful financial investment avenue that can really help you build wealth over the long term and tax saving tool as well. While investing in PPF, every Indian citizen enjoys its powerful benefits such as a decent rate of return, tax benefits, tax-free interest, loan against the […]