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Hindsight of Investing in Tax Free Bonds!

Ramesh is worried about to make fresh investment as interest rates going southwards, which is bad news for many savers , including senior citizens. Being a conservative investor, he has never looked beyond fixed deposits for his savings. Ramesh keeps evaluating bank FD interest rates for locking his funds for more than five years. But […]

Insights of Budget 2015: More Deductions but Less than expectations !

Since the expectations from much awaited Modi-led-NDA Union Budget 2015-16 were sky high, people got mildly disappointing with much expected a change in tax slabs because everyone was expecting another round of rationalization of tax slabs in this budget and would get relief from huge tax burden. But this year budget, FM has shown us […]

Evaluation of Real income from Fixed Deposits!

We keep getting easy free advice a lot about fixed income instrument from our family, friends, relatives and neighbours etc. Indian investors are happy to stay with comfortable investing their savings in safer and getting fixed percentage investment avenues such as bank fixed deposits (FDs) despite rising in the cost of living and increasing demands […]

How can reap the tax-free interest from NSC?

‘Old is gold’, this adage is very much true about the National Saving Certificate (NSC) which has been a favorite investment option for every conservative investors, even from a tax-saving point of view. Though, it has been losing its shine in compare with other investment options available like PPF, ELSS, and unit-linked insurance plans, this […]